How to borrow data and airtime on Airtel and why you shouldn’t
Code to borrow airtime and data on Airtel in 2025 and why you should not borrow
Hello, dear reader, welcome back to Updatemii Solution. Your number one solution blog for telecom, network, application and software, computers and mobile phone problems. In today’s article, I have explained how to borrow data and airtime and why you shouldn’t borrow data from Airtel or other networks. Also, I have listed the codes to borrow data on all networks.
Code to borrow data or airtime on all networks (Airtel, MTN, Glo, 9mobile)
Before I explain why you shouldn’t borrow data from all these networks, let me quickly give you the code and explain the processes to borrow data.
- To borrow data or airtime on MTN, GLO, Airtel, or 9mobile, dial *303# on your phone.
- Select the “Borrow Credit” or “Data Credit Loan” option.
- Choose the amount you want to borrow based on your eligibility.
However, you should generally avoid borrowing unless absolutely necessary because of high interest charges and the potential for debt accumulation if not repaid promptly. Also, your borrowing limit depends on your usage history and account activity.
Code to repay data and airtime loan on all networks (Airtel, MTN, Glo, 9mobile)
Dial *303*9*9#. You will receive a confirmation alert that your repayment request has been submitted. Please make sure you have enough on your balance to pay back. An sms will be sent to you that you have successfully pay back your loan. If you do not have up to the amount on your balance, you will still have some outstanding debt left.
Why can’t I borrow Data or Airtime from airtel?
The main reason is your eligibility to borrow data or airtime on Airtel;
To be eligible to borrow data from Airtel, you need to have recharged the sum of at least N200 for the last 3 months consecutively. I get this questions from most of my group members that if they are owing existing or outstanding data can they borrow again. Yes ofcourse and also no! Let me explain;
There is a limit at which you can borrow airtime or data on airtel. If your own limit is probably airtime or data worth N3000 and you borrow only N2000, you can still borrow up to N1000. Same as, if you borrow N3000 then you paid back N2000, and now having an outstanding balance of N1000 to pay back, you can still borrow up to N2000.
![Are you concerned about how your data subscription finishes quickly, and you are worried that someone might be using your data or sharing your data with you? Continue reading, as I have compiled all you need to know about checking who you are sharing data with and how to stop or prevent it. Code To Check Who Is Sharing Your Data With You Unfortunately, there is no code to check who is sharing your data with you, so stop searching or worrying because there is no valid way Airtel provides for customers to check who is using their data. Some blogs will recommend you dial a code, send an SMS, or use the My Airtel app. Nevertheless, there are still ways to monitor your data usage. This can be done in your phone settings. Always monitor your data usage. The apps and services are constantly using your data, so if there is something strange you do not understand, you can contact Airtel customer care by dialing 0802 150 0111. How To Share and Unshare Data Usage with a Friend Firstly, I have briefly explained the various steps by which your data can be shared, with or without your knowledge. There are various ways to share data usage with friends; I mean sharing the data subscription and not gifting or sending data to users. Data sharing is a situation whereby you add someone like a family member or friend to your data, and this user will be using your data simultaneously as you are using it too. This user doesn't have to be close to you and you don't have to be active or have your data turned on before this person can utilize this function. This means that even if our device is switched off, the person can still use your data, unless your data is exhausted. Similar to MTN data unshare, Airtel neither allows you to share nor unshare data. However, you can only transfer data on Airtel by gifting or using the Airtel Me2U feature. So do not worry; no one is sharing data usage with you. The only valid way is via hotspot tethering network sharing. [box type="note" align="alignleft" class="" width=""]Note: The Airtel data share service is to gift data only, not like Glo data share, where two or more people can be using a data bundle simultaneously. [/box] Frequently Asked Questions How do I stop Airtel data sharing? Sharing data on Airtel is not possible so as unsharing data too. Instead, you can only transfer or gift your data using the Me2U feature. This is if you want to give away data to friends and family. Since Airtel doesn’t have the share data feature as other network providers like Glo do. How do I know if someone is sharing my Airtel data? If your Airtel data gets exhausted too fast, it’s not due to it being shared. Just keep that in mind for you cannot share data on Airtel as you can on Glo. What is the code for sharing data on Airtel? There is no code to share data on Airtel as you can do on Glo. That means you can just transfer a calculated volume of data to another Airtel user. There is a code to transfer or gift data from Airtel to another Airtel line. How can I check Airtel shared data list? There is no code or any working way to check the list of the numbers sharing your data on Airtel. How do I know if someone shared my data on Airtel? Airtel doesn’t allow you to share data with someone like Glo subscribers do. So, no one can share or is sharing your Airtel data with you. Conclusion In this article, I have explained how you can check who is sharing your data subscription with you. Also, how you can stop them from sharing your data bundle with you. In my next article, I will be sharing tips to reduce how your data is being used on your iPhone and Android devices. Stay connected on our WhatsApp group to get our daily updates and not miss out on posts like this. Stay informed, stay connected, and make the most of your Airtel data with these hassle-free steps. Sharing is loving; please use the below share buttons to help us promote this blog. Don't forget to drop your comment below.](https://updatemii.com.ng/wp-content/uploads/2025/02/How-to-check-who-is-sharing-your-data-on-Airtel-in-2025-1-220x150.png)
This is because your limit is N3000. So if you are owing up to your limit, you cannot borrow more data unless you clear part of all of your outstanding loan of data or airtime.
What happens if you subscribed to a data plan and have an oustanding airtime you are owing?
If you are owing an outstanding airtime and you refused to pay, then you subscribed to a data plan directly from your bank. For example, if you are owing N500 naira and you went ahead to do data worth N3000, Airtel will deduct data worth the N500 naira from your data balance. So instead of 13 GB you might be credited 10 GB and it happens instantly. As soon as you do the data, they automatically deduct it.
Why you shouldn’t borrow data from Airtel
The reason why you shouldn’t borrow data is because Airtel will not give you the best plan. There is also an interest fee attached to it. Another reason is borrowed data exhausts quickly.
I remember when I borrowed N1500 data and Airtel gave me 2 GB as a monthly plan that finished less than 3 days. I paid back N1700 or so because of the added interest fee. Meanwhile, I would have used that N1500 to purchase a 3.5GB plan for a week that will last me even more.
Why you should be cautious about borrowing airtime from Airtel:
- High interest: Borrowing often comes with significant service charges, which can quickly add up if you frequently need to borrow.
- Debt trap: If you don’t manage your borrowing carefully, it can lead to a cycle of debt where you are constantly borrowing to pay off previous loans.
- Credit score impact: Frequent borrowing can negatively affect your credit score, impacting your ability to access loans in the future.
Can I purchase my preferred data plan with borrowed airtime?
Since you are borrowing data, you have no choice or control over the type of data plan you are borrowing. I know you will be thinking that it is better to borrow airtime and do the data plan of your choice yourself. Well, you are right, you can do this.
Will Airtel debit their outstanding when I purchase a data plan with borrowed credit?
Airtel will not debit their outstanding when you are buying a data plan with their borrowed credit. Just keep in mind that Airtel will not borrow a huge amount to do a better data plan. Also, I recommend you check my other article on why you shouldn’t do low-cost data plans on Airtel.
Conclusion
Since you are at the end of this article, I believe you already know how to borrow airtime and data on all networks and why you shouldn’t borrow. Also, you have to understand that Airtel will deduct their outstanding balance when you are trying to purchase data with their borrowed airtime.
Please stay tuned to this blog and bookmark us today to always come back as I post different tweaks and solutions to your phones and computer-related problems. Drop your comment in the comment section if you experience any issue using this guide.
Kindly support me by sharing this article with your friends on social media via the below share buttons. Thank you!. Also, have you realized your data plans exhaust real quick? Do not worry, as I have written this quick fix to help resolve that.
